Breaking Down Insurance Lingo: What is a COI?
A Certificate of Insurance (COI) is a document issued by an insurance company, agent, or broker that verifies the existence of an insurance policy. It summarizes certain types of...
Prevent These Top Risks in 2024
The top workplace risk exposures that resulted in injuries and workers’ compensation claims filed by ICW Group policyholders in 2023 are no surprise. Year after year, we see these...
What is a Loss Run Report and How Can it Help or Hurt Your Policy Premium?
An insurance Loss Run report provides a detailed account of your insurance policy claim activity for a given period of time. Insurance carriers use this historical data to predict...
Become an Expert in Ex-mods: Your Best Bet for Impacting Your Premium
If your business carries a workers’ compensation policy, you’ve likely heard the term ‘Ex-mod’ or one of its many variations like mod, e-mod, experience mod, or EMR. Ex-mod is...
