Become an Expert in Ex-mods: Your Best Bet for Impacting Your Premium
If your business carries a workers’ compensation policy, you’ve likely heard the term ‘Ex-mod’ or one of its many variations like mod, e-mod, experience mod, or EMR. Ex-mod is...
What is a Loss Run Report and How Can it Help or Hurt Your Policy Premium?
An insurance Loss Run report provides a detailed account of your insurance policy claim activity for a given period of time. Insurance carriers use this historical data to predict...
Prevent These Top Risks in 2024
The top workplace risk exposures that resulted in injuries and workers’ compensation claims filed by ICW Group policyholders in 2023 are no surprise. Year after year, we see these...
Tips for Posting Your OSHA 300A Log
New to the safety administration world? No problem; we have your back when it comes to helping you stay compliant with both federal and state OSHA requirements. Today, I'm...
Breaking Down Insurance Lingo: What is a COI?
A Certificate of Insurance (COI) is a document issued by an insurance company, agent, or broker that verifies the existence of an insurance policy. It summarizes certain types of...
How to Choose the Best Workers’ Compensation Carrier: A Checklist for Success
Accidents are bound to happen no matter how well you implement and maintain safety practices. According to the U.S. Bureau of Labor Statistics, there are 2.6 million nonfatal workplace...
A Guide to Work Comp Insurance for the Self-Employed
Over the last three years, professionals have left their salaried jobs in droves for a taste of entrepreneurship. As a result, we’ve seen a surge of new businesses created—14.8...
Conducting Your Workers’ Compensation Audit with Ease
A premium audit is standard practice for insurance policyholders, and while the word ‘audit’ may sound frightening, it is nothing to be worried about! If you are expecting a...
How Does Workers’ Comp Work?
Your employees' health, wellness, and safety are your #1 priority. However, even with strict rules and safety precautions in place, accidents and illness can still happen in the workplace.
When...
The Importance of Safety Signs in the Workplace
According to the U.S. Bureau of Labor Statistics, one worker died every 101 minutes from a work-related injury in 2021. That’s an 8.9 percent increase from 2020. This fatal...
