Conducting Your Workers’ Compensation Audit with Ease
A premium audit is standard practice for insurance policyholders, and while the word ‘audit’ may sound frightening, it is nothing to be worried about! If you are expecting a...
Supreme Court Halts OSHA Emergency Temporary Standard
As you've likely heard, the United States Supreme Court issued a ruling granting a temporary stay of the Occupational Safety and Health Administration’s (OSHA) vaccine or weekly testing Emergency Temporary Standard...
Prevent These Top Risks in 2024
The top workplace risk exposures that resulted in injuries and workers’ compensation claims filed by ICW Group policyholders in 2023 are no surprise. Year after year, we see these...
Become an Expert in Ex-mods: Your Best Bet for Impacting Your Premium
If your business carries a workers’ compensation policy, you’ve likely heard the term ‘Ex-mod’ or one of its many variations like mod, e-mod, experience mod, or EMR. Ex-mod is...
How Does Workers’ Comp Work?
Your employees' health, wellness, and safety are your #1 priority. However, even with strict rules and safety precautions in place, accidents and illness can still happen in the workplace.
When...
Breaking Down Insurance Lingo: What is a COI?
A Certificate of Insurance (COI) is a document issued by an insurance company, agent, or broker that verifies the existence of an insurance policy. It summarizes certain types of...
A Guide to Work Comp Insurance for the Self-Employed
Over the last three years, professionals have left their salaried jobs in droves for a taste of entrepreneurship. As a result, we’ve seen a surge of new businesses created—14.8...
Build an Effective Safety Committee with These Tips
All employees are responsible for workplace health and safety. No work environment is immune from potentially hazardous conditions, incidents, or practices. Companies and their employees can benefit from an...
5 Things You Might Not Know About Work Comp
While workers' compensation insurance is essential for ensuring your employees are taken care of when an injury occurs, the coverage can be challenging to understand and navigate. Good news,...
The Importance of Safety Signs in the Workplace
According to the U.S. Bureau of Labor Statistics, one worker died every 101 minutes from a work-related injury in 2021. That’s an 8.9 percent increase from 2020. This fatal...
