Become an Expert in Ex-mods: Your Best Bet for Impacting Your Premium
If your business carries a workers’ compensation policy, you’ve likely heard the term ‘Ex-mod’ or one of its many variations like mod, e-mod, experience mod, or EMR. Ex-mod is...
Telemedicine Offers Care When You Need it, Wherever You Need it
ICW Group is proud to offer telemedicine services designed specifically for work-related injuries to our workers’ compensation policyholder customers. Telemedicine services help patients get instant, top-notch medical advice from...
Supreme Court Halts OSHA Emergency Temporary Standard
As you've likely heard, the United States Supreme Court issued a ruling granting a temporary stay of the Occupational Safety and Health Administration’s (OSHA) vaccine or weekly testing Emergency Temporary Standard...
Workers’ Compensation Industry Trends
As 2022 begins to wrap up, I want to reflect on where we are as an industry, discuss current workers' compensation trends, and think about the year ahead. Workers’...
Conducting Your Workers’ Compensation Audit with Ease
A premium audit is standard practice for insurance policyholders, and while the word ‘audit’ may sound frightening, it is nothing to be worried about! If you are expecting a...
What is a Loss Run Report and How Can it Help or Hurt Your Policy Premium?
An insurance Loss Run report provides a detailed account of your insurance policy claim activity for a given period of time. Insurance carriers use this historical data to predict...
Breaking Down Insurance Lingo: What is a COI?
A Certificate of Insurance (COI) is a document issued by an insurance company, agent, or broker that verifies the existence of an insurance policy. It summarizes certain types of...
Build an Effective Safety Committee with These Tips
All employees are responsible for workplace health and safety. No work environment is immune from potentially hazardous conditions, incidents, or practices. Companies and their employees can benefit from an...
How to Choose the Best Workers’ Compensation Carrier: A Checklist for Success
Accidents are bound to happen no matter how well you implement and maintain safety practices. According to the U.S. Bureau of Labor Statistics, there are 2.6 million nonfatal workplace...
Tips for Posting Your OSHA 300A Log
New to the safety administration world? No problem; we have your back when it comes to helping you stay compliant with both federal and state OSHA requirements. Today, I'm...
