Considerations for our Aging Workforce
A variety of reasons, including COVID-19 and the economy, are causing aging workers to remain in the workforce longer than in the past. As older generations continue working past...
Become an Expert in Ex-mods: Your Best Bet for Impacting Your Premium
If your business carries a workers’ compensation policy, you’ve likely heard the term ‘Ex-mod’ or one of its many variations like mod, e-mod, experience mod, or EMR. Ex-mod is...
Start a career in insurance
Many people think a career in insurance might be boring or just sales related. What most people don’t realize is insurance is a diverse and complex industry, the work...
What is a Loss Run Report and How Can it Help or Hurt Your Policy Premium?
An insurance Loss Run report provides a detailed account of your insurance policy claim activity for a given period of time. Insurance carriers use this historical data to predict...
Breaking Down Insurance Lingo: What is a COI?
A Certificate of Insurance (COI) is a document issued by an insurance company, agent, or broker that verifies the existence of an insurance policy. It summarizes certain types of...
How to Choose the Best Workers’ Compensation Carrier: A Checklist for Success
Accidents are bound to happen no matter how well you implement and maintain safety practices. According to the U.S. Bureau of Labor Statistics, there are 2.6 million nonfatal workplace...
What Type of Insurance Do I Need for My Business?
As a business owner, you're constantly evaluating risks and opportunities. One crucial aspect of risk management is having the right insurance coverage in place. With so many types of...
General Liability Insurance Protects Your Business from Third-Party Claims
From costly medical bills to exorbitant legal fees, general liability insurance helps protect against multiple incidents that could jeopardize your business.
General liability insurance, sometimes referred to as business liability...
Work Comp Fraud Prevention Starts During the Hiring Process
Knowing who you hire is an excellent start to preventing fraudulent worker's compensation claims in your workplace. A strained labor market has made good hires even harder to come...
Four Things Employers Should Know About Pay Transparency
Have you heard about pay transparency? It’s the idea that companies should be open with employees and applicants about pay and, more broadly, what factors they include when making...
